Waterfront
Address
514 Vera Cruz Drive, Destin, FL
Price
$ 2,599,000
Property Attributes
- MLS#1010454
- TypeSingle Family
- Listing Status Active
- CountyOkaloosa
- CityDestin
- AreaDestin
- NeighborhoodHOLIDAY ISLE
- Zip32541
- StyleBeach House
- Year Built1972
- Taxes$ 14338
- Price$ 2,599,000
- Bedrooms6
- Full Bathrooms6
- Half Bathrooms0
- Sqr Footage3750
Data Source:
Emerald Coast MLS (ECAR)
Property Description
Experience the ultimate Destin lifestyle from this exceptional canal-front beach home in the highly desirable community of Holiday Isle. Spend your mornings enjoying Gulf views, or boating to Crab Island and your evenings relaxing after a day on the water. The property offers 90 ft of deep-water canal frontage and two covered boat slips with lifts, making it easy to enjoy everything Destin's boating lifestyle has to offer. Designed for effortless coastal living, the home features a fully covered and enclosed outdoor entertainment area ideal for gathering with family and friends and enjoying coastal breezes. The property includes two separate living spaces: the second-level main residence and a third-level lockout. Each has its own private entrance and can be enjoyed together or independently, offering flexibility for extended family, guests or vacation-rental opportunities. The main residence features four spacious bedrooms, four full bathrooms, an expansive living area, a gourmet kitchen with breakfast bar and a private office. The third-level lockout offers two additional bedrooms, two full bathrooms, a large living area and fully equipped kitchen with breakfast bar. The lower-level space offers room for storing beach gear, paddleboards, fishing gear and boating supplies, workshop. The private beach access is a very short walk away, while Crab Island and Gulf of Mexico are 15 minutes away by boat. This one-of-a-kind property captures the very best of the Destin lifestyle!
| Elementary School | Middle School | High School |
|---|---|---|
| Destin Elementary School | Destin Middle School | Destin High School |
| Price History | |
|---|---|
| 8/24/2026 | Listed $2,599,000 |
General Features
| Utilities | Community Water,Electric,TV Cable |
|---|---|
| Zoning | Resid Single Family |
| Property Subtype | Detached Single Family |
| Community Features | Short Term Rental - Allowed,Beach,Deed Access,Fishing,Pets Allowed,TV Cable,Waterfront |
| County | Okaloosa |
| Property Type | Residential |
| Subdivision Name | HOLIDAY ISLE |
| Status | Active |
| Directions | From Hwy 98, proceed down Gulf Shore Drive and turn right on Norriego and then take first left on Vera Cruz. Property will be on the left. |
| High School | Destin |
| City | Destin |
| MLS Area | 14 - Destin |
| Lot Size Units | Acres |
| Elementary School | Destin |
| Middle/Junior High School | Destin |
| MLS Area Minor | 1401 - Destin Beach West |
| Standard Status | Active |
| Sewer | Community Sewer |
| View | Gulf,Canal |
| Waterfront Features | Canal |
| Tax Assessed Value | 395 |
| Cooling | Ceiling Fans |
| Garage Spaces | 2 |
| Patio/Porch Features | Deck Covered,Deck Enclosed |
| Architectural Style | Beach House |
| Construction Materials | Brick,Siding CmntFbrHrdBrd,Stucco |
| Year Built | 1972 |
| Stories Count | 3 |
| Tax Year | 2023 |
| New Construction | false |
| Total Rooms | 8 |
| Carport Y/N | false |
| Property Condition | Construction Complete |
| Association Fee Includes | Accounting,Ground Keeping,Land Recreation,Legal,Management,Master Association,Security |
| HOA | true |
| Other Structures | Boathouse |
Interior Features
| Total Baths | 6 |
|---|---|
| Interior Amenities | Guest Quarters,Kitchen Island,Lighting Recessed |
| Air Conditioning Y/N | true |
| Furnished Y/N | Furnished - Some |
| Basement | Basement Unfinished |
Exterior Features
| Lot Features | Bulkhead/Seawall,Flood Insurance Req,Interior,Level,Within 1/2 Mile to Water |
|---|---|
| Lot Dimensions | 90x130 |
| Road Frontage Type | City Street |
| Waterfront Y/N | true |
| Exterior Amenities | Rain Gutter,Balcony,Boat Slip,Boatlift,Dock,Shower,Summer Kitchen |
| Building Area Total | 3750 |
| Parking Features | See Remarks |
| Total Parking | 8 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32541
Price
Taxes
Year Built
In The Neighborhood
Waterfront
Destin
$ 2,400,000
531 Vera Cruz Drive
Destin, FL 32541
- Type
- Single Family
- Size
- 4,304 SqFt
- Rooms
- 4 Beds + 3 Baths
Destin
$ 1,100,000
4 Magnolia Drive
Destin, FL 32541
- Type
- Single Family
- Size
- 3,466 SqFt
- Rooms
- 5 Beds + 3 Baths
Reduced
Destin
$ 1,825,000
521 Gulf Shore Drive
Destin, FL 32541
- Type
- Single Family
- Size
- 3,276 SqFt
- Rooms
- 5 Beds + 3 Baths
Waterfront
Destin
$ 1,855,000
604 Magnolia Drive
Destin, FL 32541
- Type
- Single Family
- Size
- 3,474 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Waterfront
Destin
$ 2,299,000
522 Osceola Drive
Destin, FL 32541
- Type
- Single Family
- Size
- 2,396 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Water Views
Dauphin Island
$ 399,000
1601 Bienville Boulevard 311
Dauphin Island, AL 36528
- Type
- Single Family
- Size
- 1,134 SqFt
- Rooms
- 2 Beds + 2 Baths
Reduced
Destin
$ 7,850,000
609 Lagoon Drive
Destin, FL 32541
- Type
- Single Family
- Size
- 5,192 SqFt
- Rooms
- 4 Beds + 4.5 Baths
Waterfront
Destin
$ 1,875,000
517 Osceola Drive
Destin, FL 32541
- Type
- Single Family
- Size
- 2,308 SqFt
- Rooms
- 3 Beds + 3 Baths
Reduced
Destin
$ 2,245,000
524 Vera Cruz Drive
Destin, FL 32541
- Type
- Single Family
- Size
- 2,166 SqFt
- Rooms
- 4 Beds + 2 Baths
Waterfront
Destin
$ 2,299,000
621 Choctaw Drive
Destin, FL 32541
- Type
- Single Family
- Size
- 3,231 SqFt
- Rooms
- 4 Beds + 4.5 Baths
Water Views
Dauphin Island
$ 525,000
1601 Bienville Boulevard 416
Dauphin Island, AL 36528
- Type
- Single Family
- Size
- 1,463 SqFt
- Rooms
- 3 Beds + 2 Baths
Waterfront
Destin
$ 4,500,000
612 Magnolia Drive
Destin, FL 32541
- Type
- Single Family
- Size
- 6,104 SqFt
- Rooms
- 4 Beds + 4.5 Baths
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Updated on September 23, 2026 11:55 AM UTC
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
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